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PAY DAY LOANS ? NO PREDATORY LOANS AND WHY THEY ARE AFRAID OF FINANCIAL REFORM

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PAY DAY LOANS ? NO PREDATORY LOANS AND WHY THEY ARE AFRAID OF FINANCIAL REFORM

If I had some strong words of advice, stay away from pay day lenders if your going through financial hardships . I have a friend who did this and I wish she would have talked to me before she got a 00 dollar loan from some loan sharks called “CashCall” to cover her rent. I’m sure you’ve heard their commercials with pitch man Gary Coleman ? I could have lent her the money at a cheaper rate to pay back later, if I would have known . Anyways, she had to pay back 1500 dollars, in addition the 1500 dollars in interest !? So she payed back 00 . When I asked her why did she do that, she told me she wouldn’t of if they had made it clear how much interest she would be paying back .I payed her loan in full because she was a friend . However, I know most people aren’t so fortunate . When your stuck, your stuck . So please if you find yourself in a money bind, stay away from these pay day places ! Try to work something out with a friend or family member . There are plenty of government rental assistant programs to help people that you can use . Rachel Maddow explains some of these predatory practices of payday lenders and why they are fearing financial reform .

25 Responses to “PAY DAY LOANS ? NO PREDATORY LOANS AND WHY THEY ARE AFRAID OF FINANCIAL REFORM”

  1. It still surprise me, how many people do not know about Zuntrasoft Payday (search on google), even though lots of people have a great review on this payday loan company. Thanks to my friend who told me about Zuntrasoft Payday, I managed to get my cash in just one hour soon after I applied without credit check and fax.

  2. Hey! thanks a lot for this helpful video. By the way, I notice many people keep on talking about low rate payday loan provider called Zuntrasoft Payday (do a search on google), but I’m not sure if it is really good. Have you tried using Zuntrasoft Payday? I’ve heard several good review about this legit payday loan provider and my cooworker got the cash within just 1 hour soon after he applied without credit check and fax. But he refuses to tell me 🙁

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  4. All you need to do to find the best payday loans is to perform a simple search and you will be presented with many websites that can potentially meet you lending requirements.

  5. Guys, get payday loan doesn’t have to be difficult (I used to think it did). I’ll give you some advice right now. Search a legit payday company called Zuntrasoft Payday (google it). Seriously, I got my cash within 1 hour soon after I applied without credit check and fax.

  6. She is right. Payday loans are fucking scams. In the past people were hanged for charging outrageous interest rates.

  7. wow, poor people must have the alot of money to help support alan jones’ life style, i mean a football field for a backyard?

  8. It still surprise me, how some people have no idea about Zuntrasoft Payday (search on google), although a lot of people have a good review on this payday loan company. Thanks to my friend who told me about Zuntrasoft Payday, I got my cash in just one hour soon after I applied without credit check and fax.

  9. I’ve used payday loan 2 times in the past year because of boiler and car problem and the bank wouldn’t help me out. In my honest opinion, payday loan can really help customers with poor credit score in case of emergency if you’re able to afford it. Personally, I used this legitimate company known as “Zuntrasoft Payday” (google it) before.
    Thanks to Zuntrasoft Payday, I managed to get my cash within one hour after I applied without credit check and fax.

  10. I’ve used payday loans two times in the past year due to boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loans can helps customer with poor credit in case of emergency if you are able to afford it. Personally, I used this legit company called “Zuntrasoft Payday” (do a google search) before.
    Thanks to Zuntrasoft Payday, I got my cash in just one hour after I applied without credit check and fax.

  11. I’ve used payday loan occasions in the past year due to boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loan can helps customers with bad credit score in case of emergency if you are able to afford it. Personally, I used this legitimate company called “Zuntrasoft Payday” (google it) before.
    Thanks to Zuntrasoft Payday, I managed to get my cash in just an hour after I applied without credit check and fax.

  12. thevirtueallliberal Reply December 27, 2012 at 7:26 pm

    that’s just the issue, people don’t know how much they have to pay back . That’s how they make their money . This isn’t about anyone being any one’s nanny . This is adding some consumer protections so people can make a well informed choice before they use these crooks . Yeah, “the football field, garage, yacht, and huge estate put lots of people to work”. It also put allot of people out of business and home thanks to their high interest rates . What, do you work for them, ha..?

  13. Notice how Rachael uses phrases like “You better hope you can pay it back on your next payday” Well DUH! You know how much you are borrowing. You know how much the payoff is. You know how much your next check will be.

    Do you really want the government to be your nanny. Should you give your money to Obama and have him give you an allowance? But if so, what’s going to keep you from overspending?

    By the way, the football field, garage, yacht, and huge estate put lots of people to work.

  14. they sure sound like a bunch of lovely people….

    (run!)

  15. Come on people this is pathetic, Can’t afford to make the next payment on your plastic card, car loan, mortgage, crying losers that’s what our nation has become, want something? save up some money and stop paying interest on ridiculous rip off loans.
    We are doom! half of the people is stupid and half are sharks what a combination of heroes and winners!

    My beloved nation is the titanic sinking in the meddle of oil ocean good luck fellow Americans!

  16. its cool. this kind of greed is enough to upset even people with a strong sense of humor.

  17. Yes, they should return to starting small, living within their means, etc., but for what, 60 years(?), being called a “cheapskate” or equivalent has been an insult second only to racial slurs. Offer people money and they’ll take it–no matter how obvious the strings are–then complain about being choked by the strings!
    As to mortgage profits, it’s worse than that: Banks SOLD the debt as “securities”–stocks! Foreign countries WILLINGLY bought debt!
    Should we laugh or cry?

  18. Yes, but China holds their loan over America’s head, so we don’t complain too loudly about their LEGENDARY Human Rights record (FREE Prison Labor is why China’s so “cheap”!), or when their spies steal American tech–or heck, when their FACTORIES start making toxic knockoffs of American products and ruining the good name of the latter, or most recently, when China snaked Iraq’s oil out from under American soldiers, without compensation or so much as a “Thank You Note”!

  19. I’m really spaced out…Goldman Sachs made $51 million in one day.  Geesh. I need a nap!

  20. I meant Golman Sachs made $5M in one day on mortgages that tanked.

  21. Another point here. One bank in particular took out a form on insurance as homeowners were being crushed under the weight of subprime mortgages. They made money on it – $5M?

    I think mortgages were sold to people who couldn’t afford it DELIBERATELY for the profit and with the knowledge that a bailout would be there if needed. Poor folks, the middle class and rich folks all got piggy.

  22. Considering the huge bailout the banks got, I’m sure the bailout for these people was paltry. I think poor people could afford a house – just not the kind that are on these reality television shows where everyone wants a $500,000 home! My first house cost me $12,000 in the country – it had been struck by lightening! We renovated and sold it for twice the price 2 years later. People have to get back to starting small….

  23. Oops! I have to lighten up!

  24. I think rich folks get in over their heads just as much as poor folks.

  25. Exactly. If someone wants “more” then they should be able to afford it. With some regulations people would have to show they can afford it. With no rules to this game, there’s no reason for banks to say no to anyone…in the end they get what they want.- profit or bailout.